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Inclusive Lending

ITIN Loans

Homeownership Without a Social Security Number

Our ITIN mortgage program helps individuals without an SSN achieve their dream of homeownership with flexible requirements and competitive rates.

Apply Now(301) 500-0134

Why Choose Us

  • No SSN required
  • Alternative credit accepted
  • Multiple income verification options
  • Competitive rates available
Get pre-qualified in 2 minutes

ITIN Mortgage Program

The ITIN Mortgage Program offers a unique financing solution for individuals without a Social Security Number (SSN) but who possess an Individual Taxpayer Identification Number (ITIN). This program is designed to cater to non-U.S. citizens, including immigrants and foreign nationals, who are looking to purchase or refinance a home in the United States.

Understanding the challenges faced by ITIN holders in accessing traditional mortgage products, this program provides a pathway to homeownership while recognizing alternative forms of credit and income verification.

Program Features

Eligibility Without SSN: Applicants do not need a Social Security Number and can apply with their ITIN, making this program ideal for non-U.S. citizens with the legal ability to own property in the U.S.
Flexible Credit Requirements: The program considers non-traditional forms of credit history, such as utility bills, rent payments, and other regular financial obligations, to demonstrate creditworthiness.
Income Verification: The ITIN Mortgage Program accommodates a variety of income verification methods, including full documentation, bank statements, and alternative documentation such as accountant-prepared P&L for self-employed individuals.
Competitive Interest Rates: Aimed at making homeownership accessible, the program offers competitive interest rates — please give us a call to request your pre-qualification and estimate.
Property Types: Eligible property types typically include single-family residences, condominiums, and multi-family units up to a certain limit.

Our Commitment to You

The ITIN Mortgage Program is not just a loan product but a commitment to providing equal homeownership opportunities. It underscores the importance of inclusivity in the financial sector by offering tailored solutions that meet the needs of a diverse population.

Whether you're a first-time homebuyer or looking to refinance, this program opens the door to achieving your homeownership dreams in the United States with your ITIN.

Ready to Get Started?

Apply today and our loan experts will guide you through every step of the process.

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